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Investment in India - Outrun Returns
To invest in India is much different scenario than to its neighboring countries and substantially wider fields, sectors to invest in. Unlike to south East Asian countries that largely depend on exports and international tourism like Malaysia, Thailand and Singapore and unlike to Middle East countries that largely depends on oil whereas India maintains fairly large varieties and choices of sectors, services to invest in from Information Technology, Real estate to Retail sector with strong domestic populace along with growing domestic consumption.
Prejudiced or common belief that India's competence is in service industry and that of China is in manufacturing as India has always been compared with China in terms of investment atleast by global companies because of its manpower, intellectual human resource, superb infrastructure it can provide. Due to property boom as well growing real estate investment in India, manufacturing industries in India have scaled and have global competence which is not in case of china. Indian manufacturers in cement, steel are among the lowest cost producers in the World over the last five to six years.
India as a developing country is susceptible to global economic and geo-political developments; share market is a big example of same as figures has been doubled in Indian stock exchanges to what it were a year before or so and that's too despite of all the mishaps happening in world's economic and political scenario. Most recently,
India Real Estate News is spreading all across the globe in parallel to investment in same, commercial or housing.
Investment in India is wiser not only mere of feel good factor that is apparent but because of much stronger economy, flexible policies, recent reforms by Indian government for foreign direct investment, FDI. The opportunities India is throwing at investors as well as non residents Indians abroad as even
NRI investment in India has been noticed in past years, a lot of NRI money went to projects in India and being set up. Putting all these things every one wants to be part of this "India story"
About the Author
Amitabh Kumar, a writer by profession has been part of content research team of magazines, journal dealing with NRI, non resident Indian news, stories, and issues. Presently he is content writer in website - nrirealtynews emphasizing on NRI News, property investment scenario in India.
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Clark State Forest - Indiana Jewel In The South
Clark State Forest is located on US 31 about one mile north of Henryville, Indiana and about ten miles south of Scottsburg, Indiana. This is Indiana?s oldest State Forest, established in 1903. It is also one of the prettiest of the State Forests.
Clark is very hilly, and the narrow, one lane asphalt system of roads which wind their way through the Forest makes a very scenic drive, especially in the autumn when the leaves are turning. There are eight sheltered picnic areas, the nicest ones overlooking Franke Lake. There is Old Franke, probably the best one, and New Franke, on the southwest side of the lake.
Clark State Forest, like all Indiana State Forests, is a mixed use facility. Hunting and fishing is permitted on the property. There is a popular gun range near Bowen Lake on the west end of the Forest. The State Of Indiana also sells timber from the Forest. Sales from the State Forest provide funds which help administer the State Forest system.
There are about one hundred miles of horse trails here, as well as six parking lots for day users. Horse riding among the wooded hills of Clark State Forest is a popular activity and the weekends will find a lot of horse riders on the trails.
The Forest boasts a forty five site primitive camp ground. There are seven public lakes ranging in size from thirteen acres to two acres. Franke Lake, at thirteen acres, is on the southeast side of Clark, the main road winding past it and its two picnic areas. Fishing is permitted, with an Indiana Fishing License in any of these lakes.
This road then climbs a rather impressive hill up to the fire tower. On the left, just before the fire tower is a picnic area with a very impressive view. On a clear day, the skyline of Louisville, Kentucky, twenty miles to the south can be visible against a background of trees and sky. There are two unmarked trails here. One, descending down the hill to west of the picnic shelter, is a one quarter mile loop which affords some nice views in the fall and winter when the leaves are down. Another trail, little used, leads down the hill. A hike on this one is not for the unprepared. It is steep, slippery, and finally dies away in the forest. A return up the hill is then necessary. This is a very pretty trail with some nice views, but not for the inexperienced hiker.
The fire tower is the next item of interest on this road. Ninety eight steps to the top, the tower is about one hundred feet tall. Unlike most fire towers, access to the lookout is permitted. An unfettered look at the surrounding countryside here makes it well worth the climb up. Again, Louisville is visible to the south, as well as some Indiana villages in other directions.
You can complete the loop around the Forest by turning right at the satellite dish antennae, right again on Bloomington Trail. This leads back to US 31. Maps are available at the State Forest Office, which is just off US 31, the entrance about a quarter mile north of the entrance to Clark State Forest.
There are only two marked hiking trails at Clark, the .9 White Oak Trail, trailhead on the right before the turnoff to Old Franke. The Forest Resource Trail, a one mile loop, is located near the main entrance. The trail head is near the Pine Lake picnic area.
Clark State Forest features a diversity of activities for the nature lover. Hiking, fishing, picnicking, hunting and horseback riding are all activities which can be pursued here. Add to that a scenic drive which encircles the facility, you have the ingredients for a fun day outdoors.
? 2006
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The Dire Need Of Hotels In India
The current scenario
The Indian economic bubble has managed to achieve a commendable feat of growing bigger and bigger without bursting. The consequences are there for all to see. The Bull Run in the Indian stock markets has been unstoppable and the much ridiculed spending power of the average Indian has touched new highs. Above all, the Indian economy is showing no signs of slowing down, and promises to grow at an incredible rate. This scenario has been particularly favourable for the hotel and hospitality industry. The Incredible India! Campaign, cheaper airfares, and eased security concerns because of improved relations with Pakistan, have together added more fuel to the already booming tourism industry.
Lack of hotels in India
But unfortunately, the hotel and hospitality industry here has yet to catch up with this growth. The introduction of the bed and breakfast scheme - which offers tourist accommodation at houses that have rooms to spare - is ample proof of the scarcity of hotel rooms in India. The demand for rooms is pitched at 90,000 rooms, which can hardly be met by the supply of 61,000 rooms. To add to this, the demand-supply difference is expected to rise, taking into account the growth in the tourism industry. Today, the tourism industry is in the want of 2,00,000 more rooms.
The requirement of hotels
We are in the process of unveiling the power of India to the world. Be it in culture tourism, business tourism, or medical tourism, India has already gained place on the world map. And we definitely do not afford to lose our position because of the lack of availability of hotels for tourists to stay in. Though the current growth rate of the hotel industry on the whole is a stupendous 40 per cent per annum - with Bangalore experiencing the highest rate of growth - we are in dire need of hotels in various categories, including luxury five star hotels, business class hotels, and reasonable accommodation catering to the domestic traffic.
The causes for increased demand
The rise in the disposable incomes of the increasingly affluent middle class of India has been one of the causes of the increased demand for hotel accommodation, apart from the easy visa rules, public freedom, and copious low fare airlines on the platter. The new corporate culture with travel incentives and the mushrooming of blue chip companies in India have all contributed their own bit in the increased demand for hotel accommodation in the country.
Government measures to meet the demand
The government has increased the foreign direct investment (FDI) in the industry to 100 per cent, in May 2001. Considering the numerous opportunities for hotel owners here, the sector is seen at the top slot among sectors vying for FDI. Though this has surely paved the way for foreign hotel giants to set shop in India, the lack of infrastructural facilities, red-tapism and anarchic land laws are a deterrent to many. The government, while focusing on reviving tourism, must also take care to provide the necessary groundwork that is required for the gestation of new hotels. The hotel taxes in India are more than in most of the other Asian countries. This needs to be addressed urgently.
Why is India the next big destination
The domestic tourism
What can be better news than the hotel industry stalwarts from the world over waiting to set shop in India to experience a piece of action of its booming economy, and in turn fulfilling the demand of accommodation for tourists? Consider this - The Indian domestic market is one third of the total international arrivals at all the global markets taken together. Religious tourism and the destination campaign of the Incredible India initiative also account for the growing domestic tourism industry.
The International tourism market in India
The number of international visitors in India has been steadily increasing over the last decade due to a number of reasons. With multinationals converging upon India to set up business operations, there has been an upsurge in the business travelers from diverse parts of the globe. The Indian culture has played an important role in attracting leisure tourists to the holy land, while the splendid beauty of our virgin countryside and the unparalleled monuments make for an interesting trip. Religious tourism too is catching up, with induced circuits in Buddhist travel attracting Japanese tourists in hordes. The fillip that medical tourism has seen in recent years can be attributed to the low cost medical treatments at the hands of some of the most intelligent brains of the world.
The challenges ahead of us?
Experts are not completely wrong in painting a rosy picture of our hotel industry in the years to come. But they are not completely right either. We can assist brands in setting up hotels here only when we improve upon some of our drawbacks. Our deteriorating infrastructure needs to be fixed up before we expect the trickle of foreign visitors to turn into a deluge. The dilapidated roads, never-on-time railways, and not-getting-any-younger airports are some of the first hurdles in receiving international traffic. The esoteric business practices and the corruption, too might shoo away foreign investors.
Bottomline
The fact that there is a huge demand for hotels in India being true, we are at a junction where leaping ahead is a matter of coping up with the challenges associated. If we can do that successfully, we will reap its benefits; if not, we are losing on one of the biggest opportunities facing us.?
About the Author
Venugopal Naidu is the business development head at Ista, Bangalore. He has been active in projecting the hotel as a luxury five star hotel in Bangalore. Catalyzing the growing popularity of Ista, Naidu foresees a major fillip in the customer base of luxury business accommodation worldwide.
Sri Lanka - Pearl of the Indian Ocean
Called the Pearl of the Indian Ocean, Sri Lanka is a picturesque and historically rich destination. It offers a heartening and exceptional vacation experience for all those who visit here. Located off the southeastern coast of India, the pear-shaped island boasts a real charm and elegance as well as a fascinating culture and history for visitors to explore.
Sri Lanka has the world's first recorded wildlife sanctuary at Mihintale, which was established by King Devanampiyatissa in the 3rd century BC. There are over half a dozen wildlife parks featuring leopards, elephants and 100 species of birds in the country. These sanctuaries and wildlife parks provide travel opportunity for students and scholars from around the globe.
There are some of the world's most spectacular beaches in Sri Lanka. For adventure seekers, activities such as trekking, diving, whitewater rafting and mountain biking is available in almost every corner of the country. Tropical forests, beaches, landscape and rich cultural heritage make it a famous destination for tourists worldwide. On the West and South coast of country, the weather is excellent from November to April and on the East and North coast there is fine dry weather and excellent sea conditions from May to September.
Sri Lanka's seven properties have been extolled in the UNESCO World Heritage List, namely - the ancient city of Polonnaruwa, the ancient city of Sigiriya, the golden Temple of Dambulla, the old town of Galle and its fortifications, the sacred city of Anuradhapura, the sacred city of Kandy and the Sinharaja forest reserve. It is also the world's leading exporter of tea and cinnamon. Ceylon tea is known to be one of the best teas in the world.
An array of festivals and events take place in Sri Lanka throughout the year. It enables the tourists to sample the local lifestyle and culture as well as have some fun and excitement. There are many luxury and budget hotels in Sri Lanka for the travelers that comfortably fit different needs and tastes. You will find a great choice of shops and eateries here too. So, you can experience the adventure and excitement while exploring this puzzling island.
About the Author
Author is a content developer and freelance travel writer
What Everyone Should Know About Outsourcing to India!
OUTSOURCE ME, I'M PROGRAMMABLE
"Here, as I sip on my cuppa decaf, sitting in the comfort of my home, 'programming and outsourcing' can only be the last thing on my mind. After all, I've my business and job in place and am doing well for now!" Can this be you talking? If so, then also ask yourself "Am I just fine the way I am or am I missing out on a Christmas Bonanza by not being tuned into the latest on the outsourcing front?"
If you are forward thinking, you would regard information as an essential strategic tool for furthering your business or career. Read on, because I've a lot of information to help you with, whether you are a manager, entrepreneur or a programmer yourself.
No matter how much you would hate being 'Bangalored' yourself, but this sure seems to be the latest fad amongst all the big and small businesses in the world, and I'm not even sure whether to call it a trend as it rather seems to be "the" way to do business in this millennium. Just Google your way to an insight into how much an Indian programmer is in demand by those willing to outsource and I'm not surprised if it feels like "Am I in danger of falling behind in business or career if I don't outsource or get some outsourced job?"
WHY OUTSOURCE?
Pull up your socks for 'all the goodies up for grabs' out there. Here is just a small preview:
1. You pay a salary anywhere upwards of $4,000 monthly per programmer. And this is excluding the bonuses and other benefits like travel, relocation, insurance, sick leave expenses etc. On the other hand, for the same amount of job, you pay only a small fraction for the labor (because of the conversion rate of the USD being approx. $1 = 45 INR) and nil for other costs to an Indian programmer. So, you save on your labor costs.
2. You don't have to invest in the infrastructure, hiring and training, recurrent operating costs and other overheads since the programmers come with their own offices, hardware and software requirements. Besides, you cut on the soaring real estate costs and rents of owning a plush office space in a strategic location. So, you completely delete your enormous capital costs of doing it all in-house.
3. The capital released or saved in this manner can be channeled by your business into its core competencies.
4. You don't have to worry about the quality either, since you are tapping into the experience and expertise of seasoned programmers. Infact, you are now able to provide better service levels to your end user as compared to what an internal department can provide.
5. You can retain your focus on your core processes and customer needs which directly impact your bottom line, instead of worrying about the peripherals.
6. Outsourcing works out as a greater efficiency generator in terms of improved speed and better service quality without having to invest in people and technology.
7. If you are a small business or entrepreneur with lesser capital flow, you stand to be largely benefited by outsourcing as you can now manage bigger facilities at fractional costs and your customers get services at par in quality with the services provided by big businesses.
8. When there is a time crunch and deadlines are fast approaching with their monstrous mouths wide open, you don't have to shout at your already stressed out employees, just take a dive at the chill pool of outsourcing and relax. Your work and your deadlines will be taken care of. Besides, you can start new projects much quickly and with no hassles.
9. For small work volumes and intermittent jobs, it is sensible if you outsource instead of hiring full-time employees.
10. With the 'Virtualization' of office, you don't have to deal with the stress and head ache of constantly monitoring at your office. Now you have more flexibility, freedom and mobility and can manage projects online.
11. The more depersonalized virtual work atmosphere is conducive to making wiser business decisions. No organizational politics to deal with, a fairly clean system!
In short, you save your time, money,energy, focus and resources and you are spoilt for choices too! That is why I think, now you can really make hay while the sun shines, or shall I say, save your bucks while the Indian works.
WHY INDIA?
APPREHENSIONS ENDED
India is a huge sea of educated and English speaking manpower (infact, English is the language of choice for the educated Indian). This includes a vast pool of talented programmers and IT professionals, all credits to India's educational tradition of strong mathematics and science and a strong system of tertiary education. India's democratic stability, free market economy and dependable judicial system lend a safety net to its already time tested credentials. Infact, you have no legal hurdles to overcome if you outsource to India. Indian legal system has evolved to be highly supportive of international contracts and Indian economy is in tune with the new realities of the globalised world. Rather, thanks to its stupenduous economic and domestic market growth, India is now witnessing a reverse brain-drain for being the new economic hot-spot. All this gives India the competitive edge vis-a-vis the other upcoming outsourcing markets of the world.
Initially, clients would outsource only low skill coding projects to India. But, now with India's reputaion getting well established as the offshore destination for quality and innovaton, global customers are queuing up for custom made software solutions and outsourcing all their programming and software development needs (ranging from systems analysis to designing, coding, writing, implementation, and testing). India as the first choice of the big players in the Industry, only adds to its credibility.
Clearly, India should be your destination of choice too because of its low labor costs, a populace comfortable with English language, competent and cost effective solutions, appreciation for software development disciplines, focus on quality output, diverse programming skills, best brainpower and rock bottom development costs.
WHAT'S IN THERE FOR THE INDIAN?
When an Indian freelancer takes on the challenge of claiming his share in the outsourcing pie, you know that he has arrived.
1) If you are a programmer, you will be only happy to freelance for an outsourced job since, for you, payments would come in multiples of (approximately) Rs. 45 or more, and this can only grow further.
2) By freelancing, you can be your own boss and get rid of the supervisor breathing down your neck.
3) You can take up just the projects that really interest you and give them your best instead of doing all sorts of boring odds and ends in a regular office job. Infact, your experience and expertise can generate more value for you in terms of compensation as well as recognition.
4) Translating into your life, outsourcing can be a great equalizer since a virtual office trivialises the effect of personality. Your customers will only meet your skills and not you or your appearance (you can save a bath for the rainy day!) and therefore the personal biases of the project manager can't come into the play while delegating jobs. Moreover, evaluation would be totally fair.
5) For skilled women and the elderly folks who are forced to stay back home for some reason, you can freelance and program your way to financial glory and self fulfillment.
6) The liberty gained by opting to be a freelancer releases a programmer from the regimented office life and gives him all the freedom to be more in control of his life and career.
THE FINAL WORD
Here, we have a scenario in which, both the programmers and the businesses stand in a win-win situation. There will always be people who would resist change and decry the advantages of globalisation in general and outsourcing in particular, for various reasons. But, each one of us can choose whether we like our oblivion enough or we wake up to the new reality, adapt to it and embrace it as a productive part of our lives and businesses. So, let's get on board this global opportunity and ride high on its wave, or else, as we know, only the fittest shall survive and thrive.
The author invites you to visit e-guru.in/ and take a sneak peek into how businesses and freelancers are reaping benefits of outsourcing and how YOU can join the bandwagon too. |
Tax Saving With Home Loan In India
?Saving Tax? on your income is always a spot of interest for each one of us and why not when there is a legal way?
Saving Tax is easier under Indian Income Tax Act if one opts for the home loan. There are two sections of Indian Income Tax which allow you to avail this benefit.
1) Indian Income Tax Act 1961, Section 24 (B)
2) Indian Income Tax Act 1961, Section 80 (C..)
If proper investments are made then you can get a total deduction of Rs. 2.5 lacs per year. Under section 24, one can save up to Rs. 1.5 Lacs and under section 80 save up to Rs. 1 Lacs.
The Section 24(b) of the Income Tax Act, 1961 is applicable on Home loan for purchase of house or construction of the house property. You can avail a deduction of up to Rs. 1,50,000 of you total tax liability, Also reconstruction or renewal or repairs is eligible for deductions under the said section.
The Section 80(c) of the Income Tax Act, 1961 allows you a deduction of up to Rs. 1,00,000 on the principal repayment amount.
Example
Suppose your total taxable income is Rs. 6,00,000.
Hence now your total taxable income becomes only (6 - 2.5 - 1 Lacs) and that saves a lot of money!
With property rates increasing at 300% an year, literally tripling your asset worth in an year, makes investment in property a nice avenue for "guaranteed profits" on investments. To make it even better you can save on taxes if you purchase a property for self -- through the loan mechanism.
Saving Tax is legal and has never been easier.
Naveen Narale is an MBA, Former Business Analyst for reputed Insurance firm in India. Find out more on Loan in India at: loanindia.in |
Indian Real Estate: Special Property Zone
After a brief lull, the realty sector is once again in an uproar! Initially, Chandigarh and its periphery were the best investment options, however, skyrocketing property prices in the area has investors looking, further beyond the Silver City. No longer, do they mind going as far as Ambala for the purpose of investment, as the city is fast emerging as Haryana's business and development hub.
After Lalru, Derabassi and adjoining villages, now it is the turn of Ambala to leave its mark on the map of Indian real estate. According to experts, there have been gradual ups and downs in property prices, but it's a hot realty scenario now.
Certain advantages that come with the location of Ambala, means investors will begin reaping benefits, within just a few years. The rates are not only going to increase, but the city and its peripheral limits will see massive development, avers Kamal Monga, a partner in Rama Estates. Development is on the cards, as the government is firm about setting up a Special Economic Zone (SEZ) in the region.
Apart from generating direct and indirect employment, the SEZ will directly affect Ambala's real estate market. At the moment, Ambala is in the throes of being carved up into plots, where colonies will be developed for sale. Monga confirms the rates have almost doubled and chances are bright they may increase, further. Insiders claim one can get a 10-marla plot in a prime location for Rs. 25 to 30-lakhs, while a buyer will have to shell out approx. Rs. 50-lakhs for a 1-kanal plot.
Apart from the SEZ, other factors are instrumental in the rising property prices, such as, the four-laning of the national highway connecting Ambala and Chandigarh's business hub and industrial development activities, and which will decrease the travel time and allow daily, a smooth ride.
Then too, Mohali's Fashion Technology Park has roped in Ambala based artisans, and as the floating population increases, many employees are bound to make the area their home base. Ambala, as it turns out is the best deal in terms of realty, and with the state's firm desire to develop the area, property rates will only continue to increase.
Meanwhile, investors are making a beeline to invest for lucrative returns, with many inquiring about property rates. Rates might be stable right now, but one never knows when they might spin upwards, says a property consultant. Apart from prime locations, such as, Army Cantonment and Ambala City, land prices are also on the rise in villages falling within Ambala limits.
While, agricultural land prices are increasing, Ambala City and Cantonment areas continue to remain the core areas, buyers are interested in. Experts feel it is the right time to invest here, as development is in its initial stages. Once the area is developed, prices will reach for the sky, as well, the Chandigarh real estate market has begun to impact property prices in Ambala, due to easy commuting.
Tripathi, an investor consultant predicts the completion of Rajiv Gandhi Chandigarh Technology Park (RGCTP) will be one of the biggest IT specific SEZ Park in the country. And, after its completion, Chandigarh property prices will increase, going beyond the average person's reach. Real estate agents are anticipating a rise in the housing demand for IT employees, who are sure to move here from the hi-tech cities of Bangalore, Hyderabad, etc.
Today, with distances no longer an issue, it is why Ambala for property investment. The other development on the cards is the Zirakpur - Derabassi belt, which is also providing a thrust to property prices. Mid-point the distance is the same, if covered from either Chandigarh or Ambala. As Chandigarh prices are at an all time high, those with a limited budget might think it far better to invest in Ambala.
Completion of the four-lane Ambala - Chandigarh highway, and the 2.7-km. Zirakpur flyover in the next two years has the builders and colonisers of Ambala eyeing businessmen, professionals and prospective clients, who are ready to shell out big money. A good investment, prices have already spiralled sky-high in Chandigarh and adjoining areas. Better now than later, it's a good time to invest before the spill over effect reaches Ambala!
For more information on Real Estate Agents, MLS visit Propertiesmls
Source: IndiaRealEstateblog
About the Author
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Indian Teepee project
Indian Teepee
As I was driving to work, I noticed a neatly stacked pile of tree limbs. I thought for a moment....what could I do with that? As a school teacher at that time...I loved creating, using found things.
I decided that maybe I could make a Teepee and went to work...creating the focal point to a beginning of a nature center. I gathered some of the taller, straighter limbs with a robe ...securing it tightly at tone end. I spreaded it to the size that I wanted and with smaller limbs...I secured the circumference. I layered the exterior with muslin material....painting Indian symbols on the outside. A nice fleece blanket was added for the door and a fur rug...made it extra cozy for the children.
It was a place where the children could go and read ... or play, as we called it, The quiet room. As many as 5-6 children could easily go inside....and so could I. : )
Visit my blog to see pictures and other created projects.
judywalston.blogspot
judywalston
About the Author
BA degree, from New Orleans, now live in Alexandria, La.
Majority work done in oils, acrylics,pencil and clay. artwork... portraits, sea and landscape, abstract,drawing of hands, babies, sculpture, bookbinding and much more.
judywalston.blogspot
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Mon, 14 Jul 2008 03:51:42 -0700
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